4269 Smokey Creek Road - Lenoir, NC    |    MLS: 4195003
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$258,900
3
2 Full
2008
1338
$258,900
3
2 Full
2008
1338

This property was recently listed for sale.

You must see this beautiful, well-maintained, one owner home that is conveniently located in Lenoir and could be yours! This home features an open floor plan with three bedrooms and two bathrooms on the main floor. There are two garage doors in the garage located on the ground floor. The basement is partially finished with multiple storage areas. The large backyard is fenced in with a firepit to enjoy the gorgeous mountain nights. The home had a new roof installed in 2021 and the septic system was pumped and inspected in 2022. There is so much potential in this sweet home just waiting for you to bring your finishing touches and make it your own!

Mortgage Payments | Have a Question?
For informational purposes only: SHILOH HOMES REALTY LLC is not a mortgage lender. is not a mortgage lender. Contact Uwharrie Bank directly for more information. The payments shown assume an Asking Price of $258,900 with a Down Payment of $51,780 and a Loan Amount of $207,120
  Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.
  Conventional 30yr FixedConventional 15yr FixedFHA 30yr FixedUSDA 30yr FixedVA 30 Year Fixed
 Loan Amount: $245,955$245,955$254,211$261,515$264,466
 Down Payment: $12,945$12,945$9,062
^*FHA Minimum Down Payment - The down payment of $9,062 is 3.5% as FHA loans allow for lower down payments. You can change the down payment amount above.
$0
^***USDA Minimum Down Payment - A USDA loan offers zero down payment, good market interest rates and potentially more flexible qualifying guidelines. You can change the down payment amount with this display to help you understand the potential payment.
$0
^**VA Minimum Down Payment - VA loans offer Servicemembers, Veterans, and eligible surviving spouses certain loan benefits. This includes zero down payment, lower costs and potentially more flexible qualifying guidelines. You can change the down payment amount with this display to help you understand the potential payment.
   Term (Months): 360180360360360
   Interest Rate: 7.125%6.625%6.500%6.500%6.500%
   APR: 7.213%6.762%7.427%7.056%6.907%
   Points: 00000
   Principal & Interest: $1,657$2,159$1,607^*$1,653$1,672
   Property Taxes (Est.**): $114$114$114$114$114
   Homeowners Insurance: $150$150$150$150$150
   HOA/Dues/Fees: $0$0$0$0$0
   PMI: $109$88$114$76$0
Total Payment*: $2,030$2,511$1,985^*$1,993$1,936
TRID Info Icon Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan. See page two for more disclosures.
TRID Info Icon Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan. See page two for more disclosures.

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*Total payment includes an estimation of principal and interest payment, property taxes, HOA/dues/fees, home owners insurance and private mortgage insurance (PMI) if applicable. Monthly Payment amounts above are based on estimates, may be greater and may not apply to your situation and can change without notice. **Annual Taxes are estimated to be 0.53% of the list or purchase price. ^*FHA loans allow for a 3.5% Down Payment. ^**VA loans require proof of the veteran's eligibility status. ^**VA loans allow for a 0.0% Down Payment. ^***USDA loans allow for a 0.0% Down Payment. USDA Disclosure.
Loan Officer Stanly Mortgage Team

Stanly Mortgage Team

NMLS ID 1504568
Uwharrie Bank
 stanlymortgageteam@uwharrie.com
website
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