Mortgage Payment Information: 97 7th Street N

97 7th Street N - Sartell, MN | MLS: 6681334 | Click here for Neighborhood Information

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Asking Price:$300,000

Bedrooms:4

Bathrooms:1 Full & 1 Half & 1 Three Quarter

Year Built:1984

Square Feet (approx):2472.00

Lot Size:100 x 125 x 100 x 13

Asking Price:$300,000

Bedrooms:4

Bathrooms:1 Full & 1 Half & 1 Three Quarter

Year Built:1984

Square Feet (approx):2472.00

Lot Size:100 x 125 x 100 x 13

Multiple Offers Received - Highest and Best Due by Sunday 3/23 at 4 PM This well-maintained rambler offers a functional and inviting layout with 4 bedrooms, 3 bathrooms, perfect for comfortable main floor living. The open concept design with vaulted ceilings features a bright and airy kitchen with stainless steel appliances, center island, ample cabinetry plus a dedicated dining area. The fully finished lower level offers a family room, wet bar, bedroom, office, bathroom and workout/craft room. Updates include new concrete driveway, furnace and central air, lower-level plank flooring and LL bathroom vanity in 2024. Enjoy outdoor living on your maintenance free deck.

Purchase Price: Down Payment: Percentage:

For informational purposes only: Edina Realty, Inc. is not a mortgage lender. is not a mortgage lender. Contact Prosperity Home Mortgage directly for more information. The payments shown assume an Asking Price of $300,000 with a Down Payment of $60,000 and a Loan Amount of $240,000

Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.

Swipe left for more payment info.

	30 Year Fixed	15 Year Fixed	30 Year FHA	VA 30 Year Fixed
Loan Amount:	$240,000	$240,000	$294,566	$306,450
Down Payment:	$60,000	$60,000	$10,500 ^FHA Minimum Down Payment - The down payment of $10,500* is 3.5% as FHA loans allow for lower down payments. You can change the down payment amount above.	$0 ^**VA Minimum Down Payment - VA loans offer Servicemembers, Veterans, and eligible surviving spouses certain loan benefits. This includes zero down payment, lower costs and potentially more flexible qualifying guidelines. You can change the down payment amount with this display to help you understand the potential payment.
Term (Months):	360	180	360	360
Interest Rate:	7.000%	6.125%	6.250%	6.250%
APR:	7.104%	6.324%	7.083%	6.567%
Points:	0.25	0.5	0.25	0.25
Principal & Interest:	$1,597	$2,042	$1,814^*	$1,887
Property Taxes:	$278	$278	$278	$278
Homeowners Insurance:	$150	$150	$150	$150
HOA/Dues/Fees:	$0	$0	$0	$0
PMI:	$0	$0	$132	$0

*Total Payment:**	$2,025	$2,470	$2,374^*	$2,315

Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan. See page two for more disclosures.

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For informational purposes only: Edina Realty, Inc. is not a mortgage lender. Contact Prosperity Home Mortgage directly for more information. The payments shown assume an Asking Price of $300,000 with a Down Payment of $60,000 and a Loan Amount of $240,000

Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.

*Total payment includes an estimation of principal and interest payment, property taxes, HOA/dues/fees, home owners insurance and private mortgage insurance (PMI) if applicable. Monthly Payment amounts above are based on estimates, may be greater and may not apply to your situation and can change without notice. ^*FHA loans allow for a 3.5% Down Payment. ^**VA loans require proof of the veteran's eligibility status. ^**VA loans allow for a 0.0% Down Payment.

Mortgage Information Contact:

Bart Anderson

NMLS ID 657494

Regional Mortgage Manager

Prosperity Home Mortgage

(651) 295-7582

bart.anderson@phmloans.com

website

Bart Anderson

Dylan Vogt

Bart Anderson

View Online Version

Type this URL in your browser: rateplug.com/877194aa2

Bart Anderson

Questions

Dylan Vogt

Bart Anderson

NMLS ID 657494

Prosperity Home Mortgage

(651) 295-7582

https://www.phmloans.com/mortgageconsultant/bartanderson

Dylan Vogt

Lic.: 505501198

Edina Realty, Inc.

(320) 255-9000 Office

(320) 333-0666

30 Year Fixed:	Principal & Interest payment is fixed for 30 years.
Projected Payments	Loan Amount: $240,000 Down Payment: $60,000
Payment Calculation	Years 1-30
Interest Rate / APR	7.000% / 7.104% APR
Principal & Interest	$1,596.73
Estimated monthly Taxes, Insurance & HOA/Dues	+ $428
Mortgage Insurance	+ $0
Estimated Total Monthly Payment	$2,025


15 Year Fixed:	Principal & Interest payment is fixed for 15 years.
Projected Payments	Loan Amount: $240,000 Down Payment: $60,000
Payment Calculation	Years 1-15
Interest Rate / APR	6.125% / 6.324% APR
Principal & Interest	$2,041.50
Estimated monthly Taxes, Insurance & HOA/Dues	+ $428
Mortgage Insurance	+ $0
Estimated Total Monthly Payment	$2,470


30 Year FHA:	Principal & Interest payment is fixed for 30 years.
Projected Payments	Loan Amount: $294,566 Down Payment: $10,500
Payment Calculation	Years 1-30
Interest Rate / APR	6.250% / 7.083% APR
Principal & Interest	$1,813.70
Estimated monthly Taxes, Insurance & HOA/Dues	+ $428
Mortgage Insurance	+ $132
Estimated Total Monthly Payment	$2,374


VA 30 Year Fixed:	Principal & Interest payment is fixed for 30 years.
Projected Payments	Loan Amount: $306,450 Down Payment: $0
Payment Calculation	Years 1-30
Interest Rate / APR	6.250% / 6.567% APR
Principal & Interest	$1,886.87
Estimated monthly Taxes, Insurance & HOA/Dues	+ $428
Mortgage Insurance	+ $0
Estimated Total Monthly Payment	$2,315